Everyone Lives in a Flood Zone
“Everyone Lives in a Flood Zone”, that’s a powerful statement by FEMA, but The Federal Emergency Management Agency can back it up with facts.
FEMA also warns that everyone who lives in a food zone should have food insurance on their homes, businesses and belongings.
Floods are America’s number one natural disaster and ash oods are the number one weather-related killer. Assessing your risk of flooding and cost of repair or replacement is an important part of your decision to buy food insurance.
To fully understand FEMA’s dire warnings, it’s important to know some of the different types of flooding, as well as where, why and just how common floods are in almost every area of the country.
Coastal Flooding - Coastal Flooding occurs in coastal communities and is caused by the storm surge from hurricanes and tropical storms. The worst damage that occurred on the New York / New Jersey coast during Hurricane Sandy was caused by storm surge.
River & Stream Flooding - River & Stream Flooding occurs when water from slow moving storms, heavy downpours or spring thaws drains into rivers and streams causing them to over ow their banks. It can also be caused when dams or levees fail.
Urban Flooding - This type of fooding can occur in big cities, small town, suburbs, developments and rural locations. It is caused by slow moving storms, heavy downpours, snow melts or any water event that overpowers the man-made drainage system.
Flash Foods - Flash Floods can occur in both hilly regions or flatlands and in any season. They are caused by heavy downpours, collapse of debris and ice jams or dam or levee/dike failure. Flash floods are the number one weather-related killer.
Chances are that your home or business is likely susceptible from one or more of these food risks. While no amount of preparation can stop a flood, you can take steps through flood insurance to make sure you are able to rebuild your life, home or business after a flood.
Please contact us for more information and a FREE, no obligation flood insurance quote. We can make sure you have the proper level of insurance to rebuild or repair your home or business
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